Fact 286
Alex Valdez selected Sphere’s individual HDHP for January 1 through December 31, 2028, at $104 per biweekly paycheck ($2,704 across 26 paychecks), with a $2,400 deductible, 10% coinsurance after the deductible, fully covered preventive care, a $4,800 out-of-pocket maximum, and HSA eligibility.
Source evidence (1)
004778Oct 20, 2027 / 16:47 UTC-04:00
I personally completed Sphere’s 2028 open enrollment during the reserved block. The portal shows my election as submitted and final. I selected the individual HDHP for January 1 through December 31, 2028 at $104 per biweekly paycheck, or $2,704 across 26 paychecks, with a $2,400 deductible, 10% coinsurance after the deductible, fully covered preventive care, a $4,800 out-of-pocket maximum, and HSA eligibility. My current primary-care office and preferred pharmacy are in network. I elected a $90 employee HSA contribution from each of 26 paychecks, totaling $2,340. Sphere will add four $225 deposits in January, April, July, and October, bringing planned combined 2028 HSA funding to $3,240. My 2027 coverage and payroll settings remain unchanged through December 31, 2027.
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